Posted by Santanu Debnath | Wednesday, June 19, 2013 |
Posted in
My Pen's Stroke
The most complicated question in our society is whether a couple (a man and women) can stay together without marriage or not. If we start a discussion here then this will be a never ending conversation as different people has different views. In a country like India where every type of people live with different life-style and thinking, this kind of law will be tough to implement. But in as per recent news from Chennai, a new example was set by allowing such relations as social acceptance even without proper marriage to provide justice to a women.
A lady has filed a case against her husband for remuneration after divorce in a village of Coimbatore in 2006. But there was no proof of their marriage even that couple had 2 kids. When that lady asked for remuneration court has denied that saying as there is no marriage proof that lady cant claim such thing. After that Chennai High Court has analysed this case and finally provide judgement in favour of the lady.
Chief judge C.S.Karnan told: When a 21 year old boy and a 18 year old girl indulge in a relationship without proper marriage then they know all the consequences of that. In our society every religion has a separate custom to complete a marriage and all of them are customs only. If an adult boy and girl want to stay together as per their interest without following any marriage procedure, that also can be considered as marriage only. He also said that, that couple had 2 kids and their birth certificate has that person's name as father which further prove that he is legal husband. Further he added that whether a couple follow some ritual or custom of marriage in society they should have a valid proof that they are marriage.
Source: ABP
So this is a complete unique judgement happened in India which will open many doors specially for women in India. In many cases man promises marriage to a women but after few days of relation they left her alone. In such case now a women can raise her voice to Judiciary system by referring this case for some justice. And for that man also it will be very tough to go with another women as he has to take a proper divorce.
Although this is just an incident happened or a particular example of Chennai High Court. How will the entire nation and our Judiciary system will accept this and how will this implement in coming days that is a big question. Like many advantages there might be many dis-advantage also if a Live-In relation get clearance from Court. That's why this is a very tough decision as many people have many views. In case a couple decided to stay together marriage then there is no law to provide them such freedom in our country, they have to do at-least registry marriage to get a valid proof of their relation. Even our society is not mature enough to accept such couples.
So a long way to go for our Law system as well as our society to accept live-in relations.
What do you think, a Live-in relation also should get the status of Marriage in our society?
What will be the effect if such thing happen in our society?
Posted by Santanu Debnath | Tuesday, June 18, 2013 |
Posted in
life insurance
SBI Life Unit Plus Super Bond is a unit linked insurance plan. It is designed such a way that it can cover your requirement at various stages of your life. In this policy policy holder can decide whether he/she can invest the amount in equity market or in debt market. Company is not responsible for the investment risk in this case as policy holder has the control to decide about where he/she want to invest.
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Key features of SBI Life - Unit Plus Super plan
- Guaranteed additions upto 75% of one Annual Regular Premium
- Guaranteed additions starting as early as 10th Policy year on-wards
- Policy Administration fee for first 5 years is NIL in case of Regular and Limited Premium Paying Term (LPPT) plans
- No Premium Allocation Charge from 11th year onwards
- Huge investment options with 9 varied Fund Options including P/E Managed Fund, Index Fund & Top 300 Fund. ( Index Fund, Equity Fund, Top 300 Fund, Equity Optimizer Fund, Price Earning Manager Fund, Growth Fund, Balanced Fund, Bond Fund, Money Market Fund)
- Option to pay Regular/Limited/ Single Premium; Switch or Redirect your premiums
- Flexible product with an option to increase/decrease your Sum Assured from 6th year onwards
- Life Insurance coverage, with minimum Sum Assured, based on your age
- Choice of 4 rider benefits available
Benefits of SBI Life - Unit Plus Super plan
- On completion of Policy Term (After maturity), Fund Value will be paid as agreed.
- In case of death of insurer, nominee will get higher of the Fund Value or Sum Assured with a minimum of 105% of total basic premiums till the time of death.
- This policy has couple of rider benefits included. You can get more details of these benefits while subscribing the policy. These benefits are Critical Care 13 Rider, Accidental Death Benefit Linked Rider, Premium Payor Waiver Benefit Rider, Income Sustainer Rider etc.
- Insurer will also get income tax benefit on the premium paid yearly under Section 80C. However in case the premium paid during the financial year, exceeds 10% of the sum assured, the benefit will be limited up to 10% of the sum assured. Tax deduction under Section 80 (D) is available for premiums paid towards Criti Care 13 Rider.
SBI Life - Unit Plus Super plan Premium calculation
To elastrate the example here we are proving a simple calculation. Lets say a person having an age of 30 years want to go for this policy. In this case
Premium = Rs.50,000
Policy Term = 20 years and 30 years
Premium Paying Term = Regular Pay
Sum Assured = Rs 10,00,000
Total Investment = Rs 50,000 X 20 years = Rs 10,00,000
Rs 50,000 x 30 years = Rs 15,00,000
Now considering a 10% return you can get maturity amount as below
Term 20 years = 2,437,642 /-
Term 30 years = 6,261,622 / -
This return calculation is arbitrary Generally for any insurance come savings plan you can get a 6-7% interest rate. But some case it might be high. There are more clauses added for this policy. You can read the complete SBI life super plus plan brochure. Discuss with your financial planner for better understanding.
Posted by Santanu Debnath | Monday, June 10, 2013 |
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price india
After the evolution of touch base smartphones its every where spread-ed deep that many forget that there are smartphones which are based out of Qwerty Keypad feature. Actually BlackBerry is the only brand in current market who is producing smartphone still date with these feature. Initially a Qwerty based smartphones used to considered as a business phone where BlackBerry's handsets were captured many people's eye. They did very good initial days but later on with the launch Samsung Galaxy series and Apple iPhone series they seems like lost their plot. BlackBerry's latest launch Q10 is also another Qwerty based smartphone.
So if you are still a Qwerty based smartphone lover then this post os for you. Here we will list out the Top 10 Qwerty phones from BlackBerry. BlackBerry is the most trusted brand in case Qwerty based phones. You can check out based on Price and features.
Top 10 Qwerty Keypad Mobile phones
BlackBerry Q10 @ Price Rs 44900/-
BlackBerry Bold 9900 @ Price Rs 30499/-
BlackBerry Torch 9810 @ Price Rs 27400/-
BlackBerry Bold 9790 @ Price Rs 24000/-
BlackBerry Curve 9360 @ Price Rs 16899/-
Blackberry Curve 9320 @ Price Rs 15000/-
BlackBerry 9330 @ Price Rs 12500/-
BlackBerry Curve 8530 @ Price Rs 10990/-
BlackBerry Curve 3G 9300 @ Price Rs 10299/-
BlackBerry Curve 9220 @ Price Rs 9790/-
So BlackBerry has a very wide collection of Qwerty based smartphones from a high cost to low cost range as well. Here we have listed few of the popular handsets from BlackBerry. You can visit any online store or BlackBerry website for more handset information.
Posted by Santanu Debnath | Saturday, June 8, 2013 |
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how to
Cabinet has finally cleared the much awaited Real Estate Regulatory Bill on 5th June 2013. This clearance will now bring a transparency in the real estate sector. If you are thinking how this Real Estate Regulatory Bill will help you or common people while buying a flat, then let us clear you that this bill has many good points which will now make buyer very strong. Builders and developers have to follow many guidelines before selling a flat or launching a
new project which definitely indicates that Govt. has given much power in buyers hand. Here in this article we will analyse top 5 impacts of this Real Estate Regulatory Bill and also share how this bill will stop builders and promoters to do a scam.
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Top 5 reasons to be happy as a property buyer
1. Now builders/developers can not make a false promise while launching a project. This is a very common thing in growing cities where initially attractive brouchers were spread-ed about a new project, but later on people discover that many things mentioned in the broucher is missing in the actual project. In such case according to this bill the penalty could be as high as 10 per cent of project costs (for first time offenders). For repeat offenders,
there could be a jail term of up to three years.
2.You might have seen many projects are launched as Pre-launch with a lesser price. Actually the purpose behind this for every developer is to collect some money from buyers before all necessary clearances. But after the launch of Real Estate Regulatory Bill this is not possible. Developer has to get all important clearances before they sell apartments.
3.Most of the time developers can not able to hand-over the new flat keys to buyer as per decided timeline. Even after making all the payment developer/builders misses the timeline. As per the Real Estate Regulatory Bill there is some clause to stop such practice. In case of a long delay in project the buyers are entitled to a full refund with interest.
4.It is also made mandatory for developers/builders to put aside 70 per cent of the proceeds of a particular project in a bank account according to the Real Estate Regulatory Bill. With this clause builders can not divert this amount to their other engagements. This means this fund has to be consumed in the respected project only which further ensure quick completion of the project.
5.This bill also make it mandatory for builders to declare the actual carpet area of a flat. Not the super built area. Generally carpet area means the actual area of the flat. But super built area includes common area, stairs and other areas which is 20-30% more than actual flat area. So builder has to make sure while they try to use this tricks to attract customers.
So as real-estate market is booming in India, many developers/builders/promoter are trying to exploit customers by offering false amenities starting a project on a disputed land or with proper approval etc. These issues are growing day by day. In such stage the main victims are the buyers as buying a home is a major investment in many people's life. By clearing Real Estate Regulatory Bill Govt has really done a good job and set some standard parameter which is definitely on the good side of common people only. Let's how this Real Estate Regulatory Bill will change our real-estate sector and how it help buyers in coming days.
Posted by Santanu Debnath | Sunday, June 2, 2013 |
Posted in
travel
Kerala Tourism Department has launched a seaplane service to promote tourism in Kerala. This is a milestone project in the history of aviation and tourism in India. This is the first seaplane service in India which will connect at least 25 tourist destinations initially. In the first phase, it plans to connect Ashtamudi, Punnamada, Vembanad lakes and the backwaters of Kochi and Kottappuram. This will add a unique experience while travelling to many places in Kerala.
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Honorable Chief minister of Kerala Mr. Oommen Chandy has inaugurated the first service at Kollam on June 2 2013. This is declared in Time of India daily newspaper.
Tourism minister A P Anil kumar said:
"To start with, there would be one service daily, however, it would be increased later. We reject the apprehensions of the inland fishermen community as the service doesn't affect fishing in the lakes and back waters."
To discover more about Kerala Seaplane service you can visit to Kerala Seaplane website and explore many things. There you can also explore many tourism packages which will include seaplane service as pic up or drop.
Posted by Santanu Debnath |
|
Posted in
Work From Home
YouTube is a very strong tool in-case of online money making. Everyday millions are hits are going on from various parts of the world on so many videos. If you have a camera and a YouTube account then you can upload a good video which can attract people to view. Now here we will discuss how you can turn your hobby of making videos as your online earning option with help of YouTube and a Adsense account.
Steps to make money from YouTube using Google Adsense
1) Create a YouTube Account, which is free and simple.
2) You should have an Adsense account to monetize your video. If no then first you have to apply for that and get your Adsense account approved.
3) Get a good camera with HD quality to create videos.
4) Upload your videos in your YouTube Channel and put some logo and background image for the channel to look good.
5) Now go to the Monetize video tab and select the default setting. Be careful while choosing the ad format, you should allow all sources of ads to show in your video to maximize your earning.
6) That's done now. Next time when you play your video you can see that before starting or during the video play ads are displaying.
What videos to upload in YouTube to make money online
Now this is a tricky question and there are several answer for that as well. If are ready to do some hard work then there are many options to create good videos which will attract traffic in YouTube.
1) You can create videos for online training classes or record offline training classes for any technology or subject.
2) You can prepare some mobile phone review, un-boxing video and upload the same. Even you can create any gadget review video and upload in YouTube.
3) If you are creative then you might create some interesting videos around your locality and upload them with some story. Like a journalist or correspondence.
4) You might also upload the latest Bollywood Trailers or Latest Hollywood Trailers which people love to watch.
But while uploading any video you have to be very careful with the YouTube Terms & condition. You should not violate any copyright laws. In case videos are solely created by you then its 100% safe.
Now the next questions is if you someone do not have an Adsense account then How to make money from YouTube without GoogleAdsense? In this case this will be little difficult but not impossible. If you have high speed internet and good plan then you can start a channel with product launch or product reviews. Further companies might like your work and pay you for your work. This way you can choose any idea for direct business.
There might be many more ideas to utilize YouTube and make some extra money online by uploading videos. Here we have shared a few, hope this will help you. In case anything you want add then simply put a comment. You are always welcome to enhance an article for readers benefit.
Posted by Santanu Debnath | Saturday, June 1, 2013 |
Posted in
price india
HTC is in the news again with their plan to develop a phablet to capture market in India. But as per NDTV sources HTC's phablet named T6's specification and features are leaked online recently. This information is leaked by a twitter user @evleaks. Here are the few highlights of this phablet, but nothing is officially launched yet.
HTC T6 Phablet Specification and key features
HTC T6 will allegedly come with a 5.9-inch full-HD display.
It is powered by 2.3GHz quad-core Snapdragon 800 processor along with 2GB of RAM.
This phablet will have a internal memory of 16GB and can also be extended further which is not yet disclosed.
This device will have a 3,300mAh battery, which is the largest battery capacity offered by a HTC device till date.
HTC T6 will be inbuilt with an ultra-pixel camera and also a 2.1 MP front end camera.
Like Samsung Galaxy Note III, HTC T6 too will be providing pen-based input along with this device.
So this is a very solid feature packet phablet which is expected to launch in India by this summer. But so far nothing is official and even the price also not yet disclosed. So keep a track for this phablet if you are planning to buy a phablet.
Posted by Santanu Debnath | Friday, May 31, 2013 |
Posted in
news
In a shocking news Bengal's one of the finest actor/director Rituparno Ghosh died yesterday at his home. In fact he was one of the most talented Director in India. Yesterday morning around 7 am his family member discovered him dead during sleep due heart attack. He was suffering from pancreatic and cardiac problems. At age of only 49 Rituparno Ghosh died on 30th May 2013 leaving a big whole in Bengali film industry. This is a huge loss for Bengali film industry. He has received 12 national award so far and currently working on latest Bomkesh Bakshi flick, Satyanweshi.
The entire Tollywood is still in the shock and it will take time for recovery. Here you can find out comments and tweets from many Tollywood stars in Timeofindia News.
Rituparno Ghosh has made many movies mainly in Bengali which are a masterpiece. Even in Hindin also he made Raincoat, The Last Lear etc. But the entire list of movies are special collection. Here you can find out all the Rituparno Ghosh movies so far.
Rituparno Ghosh Movies so far (including Top 10)
1992 Hirer Angti Bengali
1994 Unishe April Bengali
1997 Dahan Bengali
1999 Bariwali Bengali
1999 Asukh Bengali
2000 Utsab Bengali
2002 Titli Bengali
2003 Shubho Mahurat Bengali
Chokher Bali Bengali
Katha Deithilli Ma Ku Oriya
2004 Raincoat Hindi
2005 Antarmahal Bengali
2006 Dosar Bengali
2007 The Last Lear English
2008 Khela Bengali
Shob Charitro Kalponik Bengali
2010 Abohoman Bengali
Noukadubi Bengali
2011 Arekti Premer Golpo Bengali
Memories in March English
2012 Sunglass Hindi
Chitrangada Bengali
2013 Satyanweshi Bengali
This is a huge loss to Bengali film industry.
